Are you in need of instant money? Ram Fincorp is here to help! With our instant personal loan app, you can get a loan of up to ₹2 lakhs within a few minutes & transfer the money directly to your bank account.
What We Offer:
- Maximum Repayment Period: 61 days to 365 days
- APR: 15% - 35%
- Loan amount: ₹ 1,000 - ₹2 lakhs
- Directly in your bank account within 2 minutes
- Flexible repayment options upto 12 Months
- 100% online process - no queues, no fuss, no hassle
- Minimal paperwork - just PAN & Aadhaar
- No collateral needed
- Pay off your loan early anytime without any foreclosure penalty
Example of How Personal Loans from the Ram Fincorp Website
- Loan Amount: ₹10,000
- Loan Tenure: 12 Months
- Interest Rate: 2% per month (24% per annum nominal)
- Processing Fee: 2% of loan amount = ₹200
- GST on Processing Fee (18%): ₹36
Repayment Details
- Monthly EMI: ₹946
- Total Repayment Amount: ₹11,352
Cost Breakdown
- Total Interest Paid: ₹1352
- Processing Fee: ₹200
- GST on Processing Fee : ₹36
- Approximate APR: 32.9% p.a
Personal Loan Eligibility Criteria
- Age: 21-55 years
- Minimum in-hand monthly salary requirement: ₹18,000 in metro cities and ₹15,000 in non-metros
- Should be a resident of India
How Do You Apply for an Instant Personal Loan on the Ram Fincorp?
Personal loan application is easy on the Ram Fincorp Website.
- Visit the Ram Fincorp Website www.ramfincorp.com
- Fill in your details
- Choose how much instant loan amount you want and your preferred tenure
- Get money in your account in 2 minutes only.
Documents required for Instant Personal Loan
- PAN
- Aadhaar card
Ram Fincorp Charges
- Interest: Starting from 24% p.a.
- Processing fee: Up to 2% of loan amount
- Late payment: ₹500 on bounce
- Bounced payment: ₹500
- Maximum Annual Percentage Rate (APR): Up to 35% (inclusive of interest and applicable fees)
At Ram Fincorp, we believe in transparency. All Personal Loan fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our Instant Loan app.
About Ram Fincorp
Ram Fincorp Instant Loan App is owned by Kundanmal Finance Pvt. Ltd. and provides lending services primarily through our RBI-registered NBFC arm, RK Bansal Finance Pvt. Ltd. It is an instant loan app designed to empower individuals across various income groups to achieve their financial goals.
The app offers a wide range of financial products, including short-term instant cash loans, long-term personal loans, and customized EMI-based plans to suit diverse customer needs. Ram Fincorp ensures a seamless and 100% digital loan application process, making it quick and hassle-free for users to access credit.
How to contact Ram Fincorp
Telephone: +91 9990189699
Email: info@ramfincorp.com
We're not just a personal loan app but also here for you in person! You can find us at: 8/9, Pusa Road, Block 8, WEA, Karolbagh, New Delhi, 110005